Construction
Our construction team, with over 250 years of combined risk management experience, forms a partnership with you to truly understand the unique needs of your business. We work as a team to reduce your total cost of risk. Staying abreast of your changing industry is very important to us. That’s why we actively support several of your professional organizations – The National Association of Surety Bond Producers, The Associated General Contractors of America, The Associated General Contractors of South Dakota (Highway and Building chapters) and The National Association of Women in Construction.
The Howalt-McDowell Construction Risk Management Team pledges to:
- Manage your total cost of risk
- Reduce you total cost of risk and maximize your coverages
- Conduct Audit Reviews
- Conduct NCCI experience mod reviews
- Conduct Insurance requirement contract reviews
- Conduct an Insurance program review
- Provide detailed analysis of outstanding claims
- Assist in your loss control program
- Conduct a certificate review program






Howalt-McDowell Insurance, Inc.
