At Howalt-McDowell we know insurance is your protection against unforeseen misfortunes. We strive to help our clients protect their hard-earned assets and continue bottom line profits. Our Value-Added Department will help you identify trends and problem areas to show you how, where, and why you can improve your risk. We identify loss trends by reviewing four to five years of claims’ history data and then review the findings against company policies, loss control measures and protocols currently in place. Finally, we make suggestions for improvement and assist in executing results-oriented action.
Our partnership with Human Engineering Solutions (HES) brings our clients a team of 11 risk managers to assist in loss control and claims managment. The unmatched team of specialized risk managers at HES paired with the Howalt-McDowell Value-Added Department is the key to controlling our clients' cost of risk.