With over 30 years of professional experience in the insurance industry, Howard specializes in developing Life, Health, and Employee Benefit programs for large businesses. He has had extensive experience in other independent agencies and insurance-consulting firms before joining Howalt-McDowell in 1991. His credentials include the Chartered Life Underwriter (CLU), Registered Health Underwriter (RHU), and the Chartered Financial Consultant (ChFC). A graduate of Northwestern College in 1973, Howard holds his degree in Mathematics. Howard currently manages the Voluntary Benefits department at Howalt-McDowell.
Email. hboote@howaltmcdowell.com
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