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You’re in hospitality. Is it too much to ask your insurance agent to make you comfortable? With Howalt+McDowell’s team of industry veterans, you’ll feel right at home. Our staff brings real-world experience in hospitality to a risk management platform that accommodates you – designed for hotel owners by hotel owners.
Whether your portfolio includes full-service hotels, limited-service hotels, resorts or bed and breakfasts, Howalt+McDowell’s specialists will custom build your risk management suite with the coverage products you need (and not the ones you don’t).
We understand no two properties are alike. So whether you need Iowa hotel insurance, Minnesota hotel insurance, North Dakota hotel insurance, Nebraska hotel insurance, or South Dakota hotel insurance, we know how to manage the risks that can confront food and beverage outlets, spas, swimming pools, water parks and conference centers, to name just a few.
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Are you a member of the South Dakota Innkeepers Association? If so, we’ve made it easy for you to get a get a quote from us. Below are two documents for you to fill out. One is the Work Comp Request for a Quote and the other is the Supplemental Application for Hotel/Motel Insurance. Go ahead and print and fax to us or save to your computer and email to us. If you’d rather, just give us a call and we’ll walk you through the process.
WC Program Application – SDIA (2)
Hotel-Motel Supplemental Application – SDIA
Phone – 800.584.7054
Email – hospitality@howaltmcdowell.com
Fax – 605.274.7575
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We are proudly endorsed by the South Dakota Innkeepers Association (SDIA) and an Allied Member of the Asian American Hotel Owners Association (AAHOA) and Minnesota Lodging Association (MLA).

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